The following assumes you are already a real estate sales associate in Kentucky. It does not apply if you are a licensed broker in another state. 

To obtain a broker license in Kentucky a current real estate agent will need two years experience in the business. The two year limit can be reduced to one year if the agent holds a degree in real estate and has completed 336 clock hours of approved coursework. The courses can be from an accredited college or university and/or an approved proprietary school such as ours. (Note: You can start broker courses anytime. You don't have to wait until 2 years.)

It can get tricky because colleges don't use "clock hours" but instead use semester credits.
For instance, if you took a 3 credit hour course, you would actually spend 48 hours in the classroom so 1 credit = 16 clock hours. You can get credit for "non real estate" courses you took in college even if you don't have a degree. However, there is a limit allowable of 9 credits of "non real estate" related courses and each transcript is examined individually.

If you have a  college degree in finance and  also took our 96 online pre-license course, here's what your current status of hours earned for getting a real estate broker license might look like:

Course Hours KY Approved Pre-license Course- 96 Hours
College (9 credits x 16 hours per credit) = 144 clock hours
Total Current Hours= 240 Hours (96+144)
Still Needed= (336-240=96) 96 Hours

You will need an additional 96 hours to fulfill the requirement of 336, but one of the requirements to become a broker is to take a 48 clock hour course from an approved proprietary school or a 3 semester credit college course called "Broker Management Skills Course." Therefore an agent with college credit would likely need an additional 48 clock hours or a 3 semester credit college real estate course to complete the education requirements.

How do you know exactly how many hours you have? You will need to contact the (KREC) and submit a request for education documentation. You will send in any transcripts or certificates from classes you've taken with your request and the KREC will notify you of what they will accept and how many hours you still need. (Look for document 603 on the KREC website.)